I'm here to help educate you so you can make an informed decision on your Medicare
Life Insurance
We have a great variety of carriers to work with to provide you the best coverage and value possible.
Whether the need is final expense or an inexpensive mortgage protection policy, we've got you covered!
Many options to choose from with some not requiring a medical exam and an easy application process that takes just minutes. Some policies as low as $15 a month. Let's see what we can do for you!
Final Expense
The average funeral expense ranges from $7,000 -12,000 and even higher. It's important to put something in place to make sure your loved ones are not burdened with financial worries when you're no longer there to provide.
- No medical exam
- Can be very inexpensive (as low as around $20 a month)
- Just a few health questions
- Many policies have a cash value component that you can borrow or withdraw from.
- Having final expense coverage gifts your family the ability to focus on honoring you and your legacy rather than having to scramble to cover funeral costs.
- Coverages can go up to $25,000 to $40,000 on average or as little as $5,000.
- It also provides money that is left over from the funeral expenses to support the family with the financial strain during this difficult time.
- Final expense insurance is a small investment with immeasurable value.
Life insurance serves you just as much as you live
There are many misunderstandings about life insurance. Many people associate life insurance with death in the family and that is an unfortunate part of a policy but it also has "living benefits". The first conversation is to establish your needs and what's best for you. I am not going to sell you a product. There are no guarantees for tomorrow. Please call me today. I will help you get the right solution. If you want to get an idea of how inexpensive term insurance can be, try this out and work up a quote!
Term Insurance (Mortgage Protection)
Term Insurance (Mortgage Protection)
Life insurance provides a fixed amount of protection for a limited period and pays a death benefit to a selected beneficiary. It is inexpensive compared to other permanent insurance because it is not utilized in most instances. You can also add "riders" to many of these policies to provide you with "living benefits" that may become valuable in the event of a critical or catastrophic illness where money may be needed to help with medical bills etc. We can work with you and do a quick needs analysis and you select what is best for you and your family.
Funeral Pre-Plan or Final Expense Insurance
Get a Final Expense Policy
❤️ Final Expense Insurance
What It Does:
✔ Pays CASH directly to your family
✔ They choose ANY funeral home
✔ Covers funeral, medical bills, debt, or living expenses
✔ Portable anywhere in the U.S.
✔ Often costs LESS monthly than pre-need funding.
Ez application w/no medical exam req'd. Coverage normally the same or next day.