I will assist you with an affordable solution to meet your needs. I'm a licensed broker which means I can seek the best option for you since I am not tied down to one company. I'm not here to force a product on you. I'm here to provide a solution based on your needs.
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At Jeff Guffey Agency, we are dedicated to providing our clients with the best possible information.
Turning 65 isn’t just about getting Medicare — it’s about protecting your health and your savings.
Medicare is a great foundation, but it doesn’t cover everything. There are deductibles, copays, prescription costs, and services like dental, vision, hearing, and long-term care that can create large, unexpected expenses.
Without the right protection in place, one illness or hospital stay can quickly turn into thousands of dollars out of pocket — even for people who thought they were fully covered.
This checklist exists to make sure nothing important is missed. Each item helps control medical costs, protect retirement income, and reduce financial stress for you and your family.
The goal isn’t to buy everything — the goal is to understand your options, close the gaps, and choose coverage that fits your health, lifestyle, and budget.
If even one of these areas is overlooked, it can put unnecessary pressure on your savings later in retirement. Reviewing this now gives you confidence, clarity, and peace of mind going forward.


If you drive less than 9,000 miles a year, I may be able to help you save up to 30% or even more on premiums you pay. No obligation and no gimmick. Get a quote today! I also have great carriers like that one pictured that I will be more than happy to assist you with.

https://jjhorizonsgroup.instabrain.io/quote/start?productCode=insta-term

More than $38 billion/year is spent on pet healthcare. We love them and they are an important part of the family. I have a great option for pet insurance that I'd love to share with you. If interested, you can do your own no-obligation quote and possibly save 10% from a great company along with other discounts they provide with other petcare companies.
If you not only do a quote for pet coverage but purchase a policy, I will personally make a donation of $25 in either cash or needed supplies to a local shelter that helps with foster and adoption.
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