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A great partner to ACA and Medicare Advantage Plans:
A hospital indemnity plan pays you cash when you’re hospitalized-no restrictions on how you use it. Mutual of Omaha’s Hospital Indemnity w/RX rider helps cover deductibles, copays, lost income, and even everyday bills. The prescription rider alone can often offset much of the premium, like it almost pays for itself. It’s simple, affordable protection that fills some gaps left behind.
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Protect Your Future Today
A Checklist as you turn 65
At Jeff Guffey Agency, we are dedicated to providing our clients the best possible information.
Turning 65 isn’t just about getting Medicare — it’s about protecting your health and your savings.
Medicare is a great foundation, but it doesn’t cover everything. There are deductibles, copays, prescription costs, and services like dental, vision, hearing, and long-term care that can create large, unexpected expenses.
Without the right protection in place, one illness or hospital stay can quickly turn into thousands of dollars out of pocket — even for people who thought they were fully covered.
This checklist exists to make sure nothing important is missed. Each item helps control medical costs, protect retirement income, and reduce financial stress for you and your family.
The goal isn’t to buy everything — the goal is to understand your options, close the gaps, and choose coverage that fits your health, lifestyle, and budget.
If even one of these areas is overlooked, it can put unnecessary pressure on your savings later in retirement. Reviewing this now gives you confidence, clarity, and peace of mind going forward.
Here to help with your questions as you turn 65
Want to learn more about Medicare Advantage (Part C) Plans?
We are here to help remove the confusion as you turn 65. You have different options. Please keep the following in mind:
- Everyone's retirement choices will be different
- Listen to your friend's advice but make decisions that are personal to your unique location, medications, doctors, and budget
- Only you know how comfortable your budget is. Don't get talked into something you can't afford.
- Hospital indemnity plans are great partners to advantage plans to cover initial hospital stay expenses not covered and many other benefits like pet boarding and Prescription reimbursements.
Term Life/Mortgage Protection?
- Here's why Instabrain could be the right choice for you:
- Financial protection to cover your funeral and other expenses to not burden the family
- NO MEDICAL EXAM
- Living benefits that may be utilized if an unfortunate qualifying medical event occurs.
- A quick and simple process that is very inexpensive. Some coverage as low as $12 a month!
- Click on the link and see for yourself.
https://jjhorizonsgroup.instabrain.io/quote/start?productCode=insta-term
Our Pets are FAMILY
More than $38 billion/year is spent on pet healthcare. We love them and they are an important part of the family. I have a great option for pet insurance that I'd love to share with you. If interested, you can do your own no-obligation quote and possibly save 10% from a great company along with other discounts they provide with other petcare companies.
If you not only do a quote for pet coverage but purchase a policy, I will personally make a donation of $25 in either cash or needed supplies to a local shelter that helps with foster and adoption.